Welcome Home Program

All, Living Adventures, Preferred Movement     by Shawn Dues

welcome-mat-in-front-of-houseWelcome Home provides down payment and closing costs assistance for low- and moderate-income homebuyers. Grants up to $5,000 per house are available.

Reservations are typically accepted starting March 1 and are awarded on a first-come, first-served basis.

This is only a brief overview of the Welcome Home program.


The Federal Home Loan Bank of Cincinnati has established a set-aside of Affordable Housing Program (AHP) funds to help create homeownership.

These funds are available as grants to assist homebuyers under the Welcome Home Program.

Uses of funds:
Welcome Home grants are used to fund reasonable down payments and closing costs incurred in conjunction with the acquisition or construction of owner-occupied housing by low- and moderate-income homebuyers. The grants are limited to $5,000 per homebuyer and Members are subject to an aggregate limit of $200,000 per offering. All funds are reserved for specific homebuyers purchasing specific homes and cannot be transferred to other homebuyers or to other homes.

Funds available for 2016:
Total funds available will be announced in March.

Funds will be reserved for homebuyers on a “first-come, first-served” basis, but only to the extent that funds are available. Once all funds have been reserved, the FHLB will no longer accept Reservation Requests.

Schedules for 2016 Welcome Home:
Welcome Home funds will be available for reservation beginning at 8AM ET on March 1, 2016, and will remain available until all funds have been reserved.

For more information on the Welcome Home Program and Reserving Welcome Home funds, contact:
Shawn Dues
1st Call Realty


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