Life Insurance – and best times to review. By Amanda Kremer

All, Living Adventures, Personal, Preferred Movement     by Stacy Lochtefeld

Life insurance eases your mind, as well as your loved ones’, knowing that the burden of finances and final expenses are covered.  The best times to review your life insurance are at significant life milestones.  Purchasing a new home often means a much needed mortgage.  At this juncture, an appropriate amount of life insurance is necessary to pay off the mortgage in case of your passing.  Getting married is another life changing event that will increase your need for life insurance.  In order to sustain the lifestyle you and your’s have become accustomed to and to continue to pay on debts, many spouses depend on the other’s income.  Starting a family is also common with marriage.  It is important to ensure your spouse will have the means to care for your child/children financially.  Starting a new job could signify an increase in earnings essentially needing coverage that adequately covers debts and also provides for your family.

Losing a loved one is a traumatic and worrisome time.  Life insurance is essential  in

putting, at the very least, a small part of your loved ones’ minds at ease during this inevitable event.  A variety of life insurance products are available.  Please discuss these options with your agent and determine what is the best for you and your family.





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